Business account that separates the till
Business revenue on one side, personal money on the other — with payment requests so customers can pay on the spot.
بنك الإمارات كخدمة·Banking as a service
A whole bank in your pocket. And in your business too.
Account, instant payments, cards, bills, credit, insurance and a toll tag in one place. For you and for your company — running on the same infrastructure we license to other businesses.
Support over WhatsApp.
What you can solve here
Eight everyday things, without switching apps
Not an account with add-ons sold separately: it's the same balance running through everything — from the bakery payment to the toll tag on the highway.
Checking Account
Your account, with balance and statement in real time.
PIX
Send, receive and request payments by key, QR or link.
Pay Bills
Utilities, taxes and slips paid by barcode.
Cards
Physical and virtual cards, controlled in the app.
Loans
Credit assessed from your own account activity.
My Limits
You set how much can be spent on each type of purchase.
Insurance
Coverage hired straight from the app, no broker.
Tolls
Tag for toll plazas and partner parking, billed to your account.
At the counter, at the till, on the road
Paying should be the fastest boring part of your day
Tap with your phone, card on the terminal, QR payment. The way you already pay — the difference is that it all lands on the same statement.
Instant transfers any time, including weekends and holidays.
A fresh virtual card for each online purchase, disposable afterwards.
A notification the moment a purchase goes through, naming who charged you.
Banking as a Service
Talk to the business teamYour company can have its own account, card and payments
That's what the "BaaS" in our name means: we keep the banking infrastructure and your brand is the one the customer sees. From a company that just wants to separate its books to one that wants to issue its own card.
Getting paid at the counter
QR and terminal payments tied to the same account, with money landing without a middleman.
A card with your brand
Issue accounts and cards under your company's name, using our licence and our infrastructure.
Security
Money is serious, and the app treats it that way
Protection that works without getting in the way: you approve, the app checks and tells you. No passwords on paper, no calls asking for your data.
Biometric sign-in
Access with your device's face or fingerprint, no typed password.
Encrypted data
Information travels encrypted between the app and the bank.
Real-time alerts
Every movement triggers a notification as it happens.
Traceable history
Each operation is recorded and available in your statement.
The conditions of each product — fees, terms, limits and insurance coverage — are set out in the contract and in the app. Full corporate and regulatory information will be published on this page.
Tolls
The tag almost no digital bank offers
Drive straight through toll plazas and partner car parks. The charge lands on the same statement as everything else — no second app and no second bill to keep track of.
See how it worksQuestions from people just starting out
If yours isn't here, just message us on WhatsApp.
Opening an account takes less time than the queue at a branch
Start on WhatsApp: we'll tell you what to have at hand and stay with you until the account is running.